Privacy Policy

Higher Rock Education & Learning, LLC’s Commitment to Privacy and the GDPR

The GDPR (General Data Protection Regulation) is an important piece of legislation that is designed to strengthen and unify data protection laws for all individuals within the European Union. The regulation became effective and enforceable on the 25th May 2018.

Personal information is collected in to assist Higher Rock Education & Learning, Inc. (HRE&L) deliver relevant content by gathering, data to analyze and generate statistics to be used in improving our service. We monitor sessions, including the total number of users, search history, what users click on, public feedback, and the countries of origin. The data may be used to generate promotional material to market Higher Rock Education & Learning, Inc. 

We employ trusted third parties to monitor and administer the site. We publish or allow others to publish insights but only in an aggregated form that does not disclose your personally identifiable information. But in all cases, your personal information will be kept anonymous in these reports and HRE&L agrees not to sell, lease or lend any of your personal information. 

Sharing Personal Information

Higher Rock Education and Learning, Inc is constantly seeking new ways to further a worldwide understanding of economic theory and improve the user experience. We frequently request input from users. Participation is usually voluntary and is normally done using a questionnaire, poll or survey. In the future, personal information may be required to provide some of our material. 

We do not share any personal identifiable information without the user’s permission, other than the exceptions mentioned in this Privacy Policy and Terms of Use. However, we may collect data related to your use of HRE&L’s website, computer and internet connection. If you do not want us to collect this information, you should exit our website immediately. Users will either by emailed notice or kept informed through this Privacy Policy or Terms of Use. If you have any questions about the lawful bases upon which we collect and use your personal data, please contact us at

Please use caution when disclosing personal information in a public manner whether through social media, message boards, or other public online forums. Your messages could be shared, collected and used by others whose actions we cannot control. Your messages are posted at your own risk and HRE&L does not accept any liability associated with your posts. 

Automatic Data Collection Services

Service Use. HRE&L uses Google Analytics to log an analyze usage data including: the date and time you view or click on content, browser type, browser language, perform a search, and the country of origin. Presently all users have access to all the information on the web site for free so we do not use log-ins to identify you individually. However, we may do so in the future. This change would be posted in our Privacy Policy and emailed to all our subscribers.

Cookies. Our site uses cookies - some are essential to make the site work; others help us improve the user experience. You can control the use of cookies by going to settings. By not accepting cookies you may be hinder the efficiency and full access to all HRE&L offers.  We do not use cookies to facilitate interest-based ads from third parties. By agreeing to our Terms of Use, you agree to the use of cookies. 

Device ID and Location. When you access or leave HRE&L, we receive the URL of both the site you came from and the one you go to next. We also get information about your IP address, proxy server, operating system, web browser and add-ons, device identifier and features, and/or ISP or your mobile carrier. We also receive data from your devices and networks, including location data. If you use HRE&L from a mobile device, that device will send us data about your device and GPS location based on your phone settings and access you have granted HRE&L.

Links to Third-Party Sites and Aps

Our material contains many links to other websites and apps to bring relevance to our lessons. We are not responsible for the privacy statements or content of other websites or apps. We encourage users to review the privacy statements and policies of those other websites you choose to link to or from HRE&L See our Terms of Use. HRE&L is only responsible for the sites and apps that are owned and operated by Higher Rock Education & Learning, Inc.

HRE&L's Service Providers

Higher Rock Education & Learning employs several service providers. It may be necessary to share your personal information with these companies to provide the best user experience we can. These services may include maintenance, cloud hosting, search engine optimization, fraud detection, web site development, and many others.) The service providers are obligated not to disclose or use your personal information for any other purpose. 

Legal Process

When required by law, such as a subpoena, we may have to provide some of a user’s personal information. We may also disclose a user’s personal information if a third party (including the government) is used to investigate, or take action to prevent any illegal activities, or defend ourselves against any allegations to protect HRE&L’s security and integrity. We may also provide personal information if necessary to enforce our agreement with a user. In such cases we will attempt to notify users, unless prohibited by law or court order.

Your Rights to Deleting, Accessing and Correcting Your Information 

Presently, every user has free access to all the information on our web site without becoming a member or registering. Email addresses are only required when subscribing to our Newsletter, where we use MailChimp. 

Please understand that we may need to retain some of your personal information to comply with our legal obligations, resolve disputes, meet regulatory requirements, and protect the integrity of Higher Rock Education and Learning, Inc. This includes meeting the terms of our Privacy Policy or Terms of Use

California Residents

The California Online Privacy Protection Act provides California residents many of the same rights the GDPR provides EU residents.  For those who request it, HRE&L must provide: 1) the categories of personal identifiable information we collect, 2) who, including names and addresses, we share your information with, and 3) examples of products marketed by those companies. To process a request, please email us at Include the phrase “California Privacy Request” in the subject line. Also identify yourself by including your name, address, email address and the personal information you do not want us to share. Expect a response within 30 days. 

Security and Protection

Where possible we contract with reputable companies who offer state of the art safeguards. For example, MailChimp is used in our mail campaigns, Google Analytics is used in our analytical work, and Adobe is used to host our web site. However, given the nature of communications and information technology, and that the use of the internet has inherent risks, although we regularly monitor for possible vulnerabilities and attack, we cannot warrant or guarantee that information provided to us through the web site or stored in our systems or otherwise will be absolutely free from unauthorized intrusion by others, nor can we warrant or guarantee that such data may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

Changes to Our Privacy Policy

New technologies and additional services may require us to occasionally update our Privacy Policy. We will include the date it was last updated at the top of the page. When we deem it is appropriate we may email users of any change. You are responsible for periodically visiting the Privacy Policy to check for changes. Subscribers are responsible for providing us with a current email address. 

Children Under the Age of 16

We do not knowingly collect personal information from any person who is under the age of 16 without the consent of the child’s parent or legal guardian. A parent or guardian may consent to the use of Higher Rock Education & Learning, Inc. by a minor. In these cases, the parent or guardian is solely responsible for providing supervision of the minor’s use of HRE&L and assumes full responsibility for the interpretation and use of any information or suggestions provided through HRE&L. Please contact us at if you believe we have any personal identifying information from or about a child under 16. We will delete the information if we can confirm the personal information was from a child under 16 without the consent of parent or legal guardian.

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